Let a person's intellect (she continued) be never so sound, unless his body is in absolute health, he can form no judgement worth having on matters of this kind. The body is everything: it need not perhaps be such a strong body (she said this because she saw that I was thinking of the old and infirm-looking folks whom I had seen in the bank), but it must be in perfect health; in this case, the less active strength it had the more free would be the working of the intellect, and therefore the sounder the conclusion. The people, then, whom I had seen at the bank were in reality the very ones whose opinions were most worth having; they declared its advantages to be incalculable, and even professed to consider the immediate return to be far larger than they were entitled to; and so she ran on, nor did she leave off till we had got back to the house.
She might say what she pleased, but her manner carried no conviction, and later on I saw signs of general indifference to these banks that were not to be mistaken. Their supporters often denied it, but the denial was generally so couched as to add another proof of its existence. In commercial panics, and in times of general distress, the people as a mass did not so much as even think of turning to these banks. A few might do so, some from habit and early training, some from the instinct that prompts us to catch at any straw when we think ourselves drowning, but few from a genuine belief that the Musical Banks could save them from financial ruin, if they were unable to meet their engagements in the other kind of currency.
In conversation with one of the Musical Bank managers I ventured to hint this as plainly as politeness would allow. He said that it had been more or less true till lately; but that now they had put fresh stained glass windows into all the banks in the country, and repaired the buildings, and enlarged the organs; the presidents, moreover, had taken to riding in omnibuses and talking nicely to people in the streets, and to remembering the ages of their children, and giving them things when they were naughty, so that all would henceforth go smoothly.
"But haven't you done anything to the money itself?" said I, timidly.
"It is not necessary," he rejoined; "not in the least necessary, Iassure you."
And yet any one could see that the money given out at these banks was not that with which people bought their bread, meat, and clothing. It was like it at a first glance, and was stamped with designs that were often of great beauty; it was not, again, a spurious coinage, made with the intention that it should be mistaken for the money in actual use; it was more like a toy money, or the counters used for certain games at cards; for, notwithstanding the beauty of the designs, the material on which they were stamped was as nearly valueless as possible. Some were covered with tin foil, but the greater part were frankly of a cheap base metal the exact nature of which I was not able to determine.
Indeed they were made of a great variety of metals, or, perhaps more accurately, alloys, some of which were hard, while others would bend easily and assume almost any form which their possessor might desire at the moment.
Of course every one knew that their commercial value was nil, but all those who wished to be considered respectable thought it incumbent upon them to retain a few coins in their possession, and to let them be seen from time to time in their hands and purses.
Not only this, but they would stick to it that the current coin of the realm was dross in comparison with the Musical Bank coinage.
Perhaps, however, the strangest thing of all was that these very people would at times make fun in small ways of the whole system;indeed, there was hardly any insinuation against it which they would not tolerate and even applaud in their daily newspapers if written anonymously, while if the same thing were said without ambiguity to their faces--nominative case verb and accusative being all in their right places, and doubt impossible--they would consider themselves very seriously and justly outraged, and accuse the speaker of being unwell.
I never could understand (neither can I quite do so now, though Ibegin to see better what they mean) why a single currency should not suffice them; it would seem to me as though all their dealings would have been thus greatly simplified; but I was met with a look of horror if ever I dared to hint at it. Even those who to my certain knowledge kept only just enough money at the Musical Banks to swear by, would call the other banks (where their securities really lay) cold, deadening, paralysing, and the like.
I noticed another thing, moreover, which struck me greatly. I was taken to the opening of one of these banks in a neighbouring town, and saw a large assemblage of cashiers and managers. I sat opposite them and scanned their faces attentively. They did not please me; they lacked, with few exceptions, the true Erewhonian frankness; and an equal number from any other class would have looked happier and better men. When I met them in the streets they did not seem like other people, but had, as a general rule, a cramped expression upon their faces which pained and depressed me.
Those who came from the country were better; they seemed to have lived less as a separate class, and to be freer and healthier; but in spite of my seeing not a few whose looks were benign and noble, I could not help asking myself concerning the greater number of those whom I met, whether Erewhon would be a better country if their expression were to be transferred to the people in general.
I answered myself emphatically, no. The expression on the faces of the high Ydgrunites was that which one would wish to diffuse, and not that of the cashiers.
