In all that concerned the business of the house of Guillaume Grandet the old cooper's intentions were fulfilled to the letter. The Bank of France, as everybody knows, affords exact information about all the large fortunes in Paris and the provinces. The names of des Grassins and Felix Grandet of Saumur were well known there, and they enjoyed the esteem bestowed on financial celebrities whose wealth comes from immense and unencumbered territorial possessions. The arrival of the Saumur banker for the purpose, it was said, of honorably liquidating the affairs of Grandet of Paris, was enough to avert the shame of protested notes from the memory of the defunct merchant. The seals on the property were taken off in presence of the creditors, and the notary employed by Grandet went to work at once on the inventory of the assets. Soon after this, des Grassins called a meeting of the creditors, who unanimously elected him, conjointly with Francois Keller, the head of a rich banking-house and one of those principally interested in the affair, as liquidators, with full power to protect both the honor of the family and the interests of the claimants. The credit of Grandet of Saumur, the hopes he diffused by means of des Grassins in the minds of all concerned, facilitated the transactions.
Not a single creditor proved recalcitrant; no one thought of passing his claim to his profit-and-loss account; each and all said confidently, "Grandet of Saumur will pay."Six months went by. The Parisians had redeemed the notes in circulation as they fell due, and held them under lock and key in their desks. First result aimed at by the old cooper! Nine months after this preliminary meeting, the two liquidators distributed forty-seven per cent to each creditor on his claim. This amount was obtained by the sale of the securities, property, and possessions of all kinds belonging to the late Guillaume Grandet, and was paid over with scrupulous fidelity. Unimpeachable integrity was shown in the transaction. The creditors gratefully acknowledged the remarkable and incontestable honor displayed by the Grandets. When these praises had circulated for a certain length of time, the creditors asked for the rest of their money. It became necessary to write a collective letter to Grandet of Saumur.
"Here it comes!" said the old man as he threw the letter into the fire. "Patience, my good friends!"In answer to the proposals contained in the letter, Grandet of Saumur demanded that all vouchers for claims against the estate of his brother should be deposited with a notary, together with aquittances for the forty-seven per cent already paid; he made this demand under pretence of sifting the accounts and finding out the exact condition of the estate. It roused at once a variety of difficulties. Generally speaking, the creditor is a species of maniac, ready to agree to anything one day, on the next breathing fire and slaughter; later on, he grows amicable and easy-going. To-day his wife is good-humored, his last baby has cut its first tooth, all is well at home, and he is determined not to lose a sou; on the morrow it rains, he can't go out, he is gloomy, he says yes to any proposal that is made to him, so long as it will put an end to the affair; on the third day he declares he must have guarantees; by the end of the month he wants his debtor's head, and becomes at heart an executioner. The creditor is a good deal like the sparrow on whose tail confiding children are invited to put salt,--with this difference, that he applies the image to his claim, the proceeds of which he is never able to lay hold of. Grandet had studied the atmospheric variations of creditors, and the creditors of his brother justified all his calculations. Some were angry, and flatly refused to give in their vouchers.
"Very good; so much the better," said Grandet, rubbing his hands over the letter in which des Grassins announced the fact.
Others agreed to the demand, but only on condition that their rights should be fully guaranteed; they renounced none, and even reserved the power of ultimately compelling a failure. On this began a long correspondence, which ended in Grandet of Saumur agreeing to all conditions. By means of this concession the placable creditors were able to bring the dissatisfied creditors to reason. The deposit was then made, but not without sundry complaints.
"Your goodman," they said to des Grassins, "is tricking us."Twenty-three months after the death of Guillaume Grandet many of the creditors, carried away by more pressing business in the markets of Paris, had forgotten their Grandet claims, or only thought of them to say:
"I begin to believe that forty-seven per cent is all I shall ever get out of that affair."The old cooper had calculated on the power of time, which, as he used to say, is a pretty good devil after all. By the end of the third year des Grassins wrote to Grandet that he had brought the creditors to agree to give up their claims for ten per cent on the two million four hundred thousand francs still due by the house of Grandet. Grandet answered that the notary and the broker whose shameful failures had caused the death of his brother were still living, that they might now have recovered their credit, and that they ought to be sued, so as to get something out of them towards lessening the total of the deficit.
